AEUAE · Social ins. 12.5% / 11% GPSSA (new joiners)AEEOS 21 days/yr (first 5), 30 days/yr afterSASaudi Arabia · Social ins. 11.75% / 9.75% GOSI (legacy)SAEOS ½ month/yr (first 5), 1 month afterQAQatar · Social ins. 14% / 7% GRSIAQAEOS ≥ 3 weeks' basic per yearKWKuwait · Social ins. 11.5% / 10.5% PIFSSKWEOS 15 days/yr (first 5), 1 month afterBHBahrain · Social ins. 18% / 8% SIO (2026)BHEOS ½ month/yr (first 3), 1 month afterOMOman · Social ins. 14.5% / 8% SPFOMEOS 1 month basic per yearEGEgypt · Social ins. 18.75% / 11% NOSIEGEOS None (NOSI pension)JOJordan · Social ins. 14.25% / 7.5% SSCJOEOS SSC benefits (gratuity if not insured)MAMorocco · Social ins. 21.09% / 6.74% CNSS + AMOMAEOS Severance 96–240 h/yr if dismissedTRTürkiye · Social ins. 23.75% (21.75% w/ incentive) / 15%TREOS 30 days/yr (kıdem), cappedIRIran · Social ins. 23% / 7% SSOIREOS 1 month/yr (sanavat)IQIraq · Social ins. 12% / 5% (oil & gas 25%)IQEOS None if insured (confirm)LBLebanon · Social ins. 22.5% / 3% NSSFLBEOS NSSF EOSI 8.5% + exit top-upSYSyria · Social ins. 17.1% / 7%SYEOS Via insurance; 1 mo/yr if uninsuredPSPalestine · Social ins. None (SS law suspended 2019)PSEOS 1 month/yr (Labour Law 7/2000)ILIsrael · Social ins. 4.51–7.6% / 4.27–12.17% NIIILEOS 1 month/yr (or Sec. 14 pension)YEYemen · Social ins. 9% / 6% (some cite 11% / 7%)YEEOS 1 month/yr if uninsured (confirm)DJDjibouti · Social ins. 15.7% / 6% CNSSDJEOS None statutory; CBA/contractDZAlgeria · Social ins. 25.5% / 9% CNASDZEOS None; ≥ 6 months' pay if unfairTNTunisia · Social ins. 17.07% / 9.68% CNSSTNEOS 1 day/month served, max 3 monthsLYLibya · Social ins. 14.35% / 5.125% SSF (confirm)LYEOS Expats: ½ mo/yr (yrs 1–5), 1 afterSDSudan · Social ins. 17% / 8% NSIF (indicative)SDEOS 1–1.75 months/yr after 3 yrsMRMauritania · Social ins. 20% / 5% CNSS + CNAMMREOS Dismissal indemnity; scale unclearAEUAE · Social ins. 12.5% / 11% GPSSA (new joiners)AEEOS 21 days/yr (first 5), 30 days/yr afterSASaudi Arabia · Social ins. 11.75% / 9.75% GOSI (legacy)SAEOS ½ month/yr (first 5), 1 month afterQAQatar · Social ins. 14% / 7% GRSIAQAEOS ≥ 3 weeks' basic per yearKWKuwait · Social ins. 11.5% / 10.5% PIFSSKWEOS 15 days/yr (first 5), 1 month afterBHBahrain · Social ins. 18% / 8% SIO (2026)BHEOS ½ month/yr (first 3), 1 month afterOMOman · Social ins. 14.5% / 8% SPFOMEOS 1 month basic per yearEGEgypt · Social ins. 18.75% / 11% NOSIEGEOS None (NOSI pension)JOJordan · Social ins. 14.25% / 7.5% SSCJOEOS SSC benefits (gratuity if not insured)MAMorocco · Social ins. 21.09% / 6.74% CNSS + AMOMAEOS Severance 96–240 h/yr if dismissedTRTürkiye · Social ins. 23.75% (21.75% w/ incentive) / 15%TREOS 30 days/yr (kıdem), cappedIRIran · Social ins. 23% / 7% SSOIREOS 1 month/yr (sanavat)IQIraq · Social ins. 12% / 5% (oil & gas 25%)IQEOS None if insured (confirm)LBLebanon · Social ins. 22.5% / 3% NSSFLBEOS NSSF EOSI 8.5% + exit top-upSYSyria · Social ins. 17.1% / 7%SYEOS Via insurance; 1 mo/yr if uninsuredPSPalestine · Social ins. None (SS law suspended 2019)PSEOS 1 month/yr (Labour Law 7/2000)ILIsrael · Social ins. 4.51–7.6% / 4.27–12.17% NIIILEOS 1 month/yr (or Sec. 14 pension)YEYemen · Social ins. 9% / 6% (some cite 11% / 7%)YEEOS 1 month/yr if uninsured (confirm)DJDjibouti · Social ins. 15.7% / 6% CNSSDJEOS None statutory; CBA/contractDZAlgeria · Social ins. 25.5% / 9% CNASDZEOS None; ≥ 6 months' pay if unfairTNTunisia · Social ins. 17.07% / 9.68% CNSSTNEOS 1 day/month served, max 3 monthsLYLibya · Social ins. 14.35% / 5.125% SSF (confirm)LYEOS Expats: ½ mo/yr (yrs 1–5), 1 afterSDSudan · Social ins. 17% / 8% NSIF (indicative)SDEOS 1–1.75 months/yr after 3 yrsMRMauritania · Social ins. 20% / 5% CNSS + CNAMMREOS Dismissal indemnity; scale unclear

Morocco · updated 2026-10-18

Morocco Net Salary Calculator

Gross-to-net salary in Morocco: CNSS, AMO, professional expenses deduction and the 2025 IR scale.

Estimated amountmenapayroll.app · gross to net · 2026-10-18

—MAD

EST.calculated
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By monthly salary

MAD 3,500 MAD 5,000 MAD 6,000 MAD 8,000 MAD 10,000 MAD 12,000 MAD 15,000 MAD 20,000 MAD 25,000 MAD 30,000 MAD 40,000 MAD 50,000

How the calculation works

CNSS (employee) = 4.48% of gross, up to MAD 6,000 a month (0.52% short-term + 3.96% long-term).
AMO (employee) = 2.26% of the whole gross.
Professional expenses = 35% of gross if annual gross is up to MAD 78,000, otherwise 25%, capped at MAD 35,000 a year.
Net taxable income = gross − CNSS − AMO − professional expenses, annualised.
IR uses the 2025 scale (0% up to MAD 40,000, then 10%, 20%, 30%, 34% and 37%), less MAD 600 per dependant a year (up to 6).
Net = gross − CNSS − AMO − IR ÷ 12.

Employer cost adds 6.40% family allowances, 8.98% CNSS (capped), 4.11% AMO and 1.60% vocational training tax.

The seniority bonus, exempt allowances (transport, representation within limits) and complementary pensions aren’t modelled. See the Morocco payroll guide.

Frequently asked questions

How is salaire net calculated in Morocco?

Gross salary minus the employee's CNSS (4.48% up to MAD 6,000 a month), AMO (2.26% of the whole gross) and income tax (IR). IR is calculated after deducting those contributions and professional expenses.

What is the CNSS ceiling in 2026?

MAD 6,000 a month, for the short-term and long-term branches only. AMO, family allowances and the training tax have no ceiling.